{"id":2075,"date":"2022-08-31T21:59:50","date_gmt":"2022-08-31T19:59:50","guid":{"rendered":"https:\/\/mycautionloyer.ch\/faq\/"},"modified":"2023-07-14T22:03:24","modified_gmt":"2023-07-14T20:03:24","slug":"faq","status":"publish","type":"page","link":"https:\/\/mycautionloyer.ch\/en\/faq\/","title":{"rendered":"FAQ"},"content":{"rendered":"<p>[et_pb_section fb_built=&#8221;1&#8243; custom_padding_last_edited=&#8221;on|phone&#8221; _builder_version=&#8221;4.18.0&#8243; _module_preset=&#8221;default&#8221; use_background_color_gradient=&#8221;on&#8221; background_color_gradient_stops=&#8221;rgba(255,255,255,0.4) 0%|#ffffff 99%&#8221; background_color_gradient_overlays_image=&#8221;on&#8221; background_image=&#8221;https:\/\/mycautionloyer.ch\/wp-content\/uploads\/2022\/09\/caution-loyer-suisse-pas-cher.jpg&#8221; custom_margin=&#8221;||||false|false&#8221; custom_padding=&#8221;6em||6em||true|false&#8221; custom_padding_tablet=&#8221;4em||4em||true|false&#8221; custom_padding_phone=&#8221;2em||2em||true|false&#8221; hover_enabled=&#8221;0&#8243; background_last_edited=&#8221;on|phone&#8221; use_background_color_gradient_tablet=&#8221;on&#8221; use_background_color_gradient_phone=&#8221;on&#8221; background_color_gradient_stops_tablet=&#8221;rgba(255,255,255,0.66) 0%|#ffffff 99%&#8221; background_color_gradient_stops_phone=&#8221;rgba(255,255,255,0.7) 0%|#ffffff 99%&#8221; background_position_phone=&#8221;center&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221; sticky_enabled=&#8221;0&#8243;][et_pb_row _builder_version=&#8221;4.18.0&#8243; _module_preset=&#8221;default&#8221; custom_padding=&#8221;0px||0px||true|false&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.18.0&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.18.0&#8243; _module_preset=&#8221;default&#8221; header_text_align=&#8221;center&#8221; custom_margin=&#8221;||||false|false&#8221; header_text_color_tablet=&#8221;&#8221; header_text_color_phone=&#8221;&#8221; header_text_color_last_edited=&#8221;on|phone&#8221; header_font_size_tablet=&#8221;&#8221; header_font_size_phone=&#8221;1.6em&#8221; header_font_size_last_edited=&#8221;on|phone&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h1>Questions about your rental guarantee?  <\/h1>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; _builder_version=&#8221;4.18.0&#8243; _module_preset=&#8221;default&#8221; hover_enabled=&#8221;0&#8243; global_colors_info=&#8221;{}&#8221; custom_margin=&#8221;||||false|false&#8221; custom_padding=&#8221;2em||||false|false&#8221; sticky_enabled=&#8221;0&#8243;][et_pb_row _builder_version=&#8221;4.18.0&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.18.0&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_accordion _builder_version=&#8221;4.18.0&#8243; _module_preset=&#8221;default&#8221; hover_enabled=&#8221;0&#8243; global_colors_info=&#8221;{%22gcid-66f71ed0-cbba-4186-a575-fc27dba07463%22:%91%22icon_color%22,%22open_toggle_text_color%22,%22closed_toggle_text_color%22%93}&#8221; sticky_enabled=&#8221;0&#8243;][et_pb_accordion_item title=&#8221;What&#8217;s the difference between a rental guarantee and a bank deposit?&#8221; _builder_version=&#8221;4.18.0&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; open=&#8221;on&#8221;]<\/p>\n<p>Taking out a rent guarantee insurance gives your landlord\/agency the same security, without you having to block the money in a bank account.<\/p>\n<p>Release formalities are simpler. In the event of a claim, the insurance company pays the management\/lessor as soon as it receives the necessary supporting documents.<\/p>\n<p>[\/et_pb_accordion_item][et_pb_accordion_item title=&#8221;Is my landlord or management company obliged to accept insurance coverage?&#8221; open=&#8221;off&#8221; _builder_version=&#8221;4.18.0&#8243; _module_preset=&#8221;default&#8221; hover_enabled=&#8221;0&#8243; global_colors_info=&#8221;{}&#8221; sticky_enabled=&#8221;0&#8243;]<\/p>\n<p>No.<\/p>\n<p>Nonetheless, the companies on offer work with some of Switzerland&#8217;s biggest advertising agencies.<\/p>\n<p>For a management\/lessor, an insurance guarantee is as reliable as a bank deposit.<\/p>\n<p>[\/et_pb_accordion_item][et_pb_accordion_item title=&#8221;I&#8217;m already a tenant and I&#8217;ve blocked 3 months&#8217; rent in a bank account. Can I have it back?&#8221; _builder_version=&#8221;4.18.0&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; open=&#8221;off&#8221;]<\/p>\n<p>Of course you can. Simply apply for a rental guarantee.<\/p>\n<p>We will issue your guarantee certificate, forward it to your landlord\/management company, who will then release your bank deposit. Your money will be returned to you.<\/p>\n<p>[\/et_pb_accordion_item][et_pb_accordion_item title=&#8221;Can I cancel my rental guarantee insurance contract?&#8221; _builder_version=&#8221;4.18.0&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; open=&#8221;off&#8221;]<\/p>\n<p>Cancellation is possible at any time.<\/p>\n<p>Simply ask your landlord to return the original warranty certificate.<\/p>\n<p>Please note: some companies charge fees.<\/p>\n<p>[\/et_pb_accordion_item][et_pb_accordion_item title=&#8221;If I move during the year, do I have to pay a premium for a full year?&#8221; _builder_version=&#8221;4.18.0&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; open=&#8221;off&#8221;]No, the premium is calculated on a pro-rata basis from the beginning of the lease to the end.<\/p>\n<p>In the final year, if you leave during the year, the difference is reimbursed.[\/et_pb_accordion_item][et_pb_accordion_item title=&#8221;Will the premium I pay be used to pay the rent guarantee?&#8221; _builder_version=&#8221;4.18.0&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; open=&#8221;off&#8221;]<\/p>\n<p>No.<\/p>\n<p>Your premium covers any damage to the property or rent arrears up to a certain amount for the duration of the contract.<\/p>\n<p>[\/et_pb_accordion_item][\/et_pb_accordion][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; _builder_version=&#8221;4.18.0&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; global_module=&#8221;285&#8243; theme_builder_area=&#8221;post_content&#8221;][et_pb_row column_structure=&#8221;1_4,3_4&#8243; _builder_version=&#8221;4.18.0&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221;][et_pb_column type=&#8221;1_4&#8243; _builder_version=&#8221;4.18.0&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221;][et_pb_image src=&#8221;https:\/\/mycautionloyer.ch\/wp-content\/uploads\/2023\/07\/logo-my-caution-loyer-carre-en.png&#8221; title_text=&#8221;logo-my-caution-loyer-carre&#8221; _builder_version=&#8221;4.18.0&#8243; _module_preset=&#8221;default&#8221; width_tablet=&#8221;150px&#8221; width_phone=&#8221;150px&#8221; width_last_edited=&#8221;on|tablet&#8221; module_alignment_tablet=&#8221;center&#8221; module_alignment_phone=&#8221;center&#8221; module_alignment_last_edited=&#8221;on|tablet&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221;][\/et_pb_image][\/et_pb_column][et_pb_column type=&#8221;3_4&#8243; _builder_version=&#8221;4.18.0&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221;][et_pb_text _builder_version=&#8221;4.18.0&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221;]<\/p>\n<h2>Your partner for rental guarantees<\/h2>\n<p>[\/et_pb_text][et_pb_text _builder_version=&#8221;4.18.0&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221;]<\/p>\n<p>Since 2018, we have helped thousands of fellow citizens \ud83c\udde8\ud83c\udded by always offering them <strong>the best deals on the market<\/strong> for their rent guarantee.<\/p>\n<p>Today, it&#8217;s <strong>your turn<\/strong> to need our services, and we look forward to carrying out our mission.<\/p>\n<p>Based in Switzerland, we work with complete transparency, and <strong>your satisfaction is our greatest reward<\/strong>.<\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; _builder_version=&#8221;4.18.0&#8243; _module_preset=&#8221;default&#8221; use_background_color_gradient=&#8221;on&#8221; background_color_gradient_stops=&#8221;rgba(255,255,255,0.4) 0%|rgba(255,255,255,0.7) 99%&#8221; background_color_gradient_overlays_image=&#8221;on&#8221; background_image=&#8221;https:\/\/mycautionloyer.ch\/wp-content\/uploads\/2022\/09\/garantie-loyer-conseil-personnalise.jpg&#8221; background_position=&#8221;top_center&#8221; global_colors_info=&#8221;{}&#8221; global_module=&#8221;287&#8243; theme_builder_area=&#8221;post_content&#8221;][et_pb_row column_structure=&#8221;3_4,1_4&#8243; _builder_version=&#8221;4.18.0&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221;][et_pb_column type=&#8221;3_4&#8243; _builder_version=&#8221;4.18.0&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221;][et_pb_text _builder_version=&#8221;4.18.0&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221;]<\/p>\n<h2>Need personalized advice?<\/h2>\n<p>[\/et_pb_text][et_pb_text _builder_version=&#8221;4.18.0&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221;]<\/p>\n<p>Are you in a particular situation and <strong>need clarification<\/strong> before taking out a rental guarantee?<\/p>\n<p>Do you have any questions about the underwriting process or how a rental guarantee works?<\/p>\n<p>Our team is ready to <strong>answer any questions you may have<\/strong> about your rental guarantee.<\/p>\n<p>[\/et_pb_text][\/et_pb_column][et_pb_column type=&#8221;1_4&#8243; _builder_version=&#8221;4.18.0&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221;][et_pb_button button_url=&#8221;@ET-DC@eyJkeW5hbWljIjp0cnVlLCJjb250ZW50IjoicG9zdF9saW5rX3VybF9wYWdlIiwic2V0dGluZ3MiOnsicG9zdF9pZCI6IjI4In19@&#8221; button_text=&#8221;Write us&#8221; _builder_version=&#8221;4.18.0&#8243; _dynamic_attributes=&#8221;button_url&#8221; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221;][\/et_pb_button][et_pb_button button_url=&#8221;tel:+41225753797&#8243; button_text=&#8221;Call us&#8221; _builder_version=&#8221;4.18.0&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221;][\/et_pb_button][\/et_pb_column][\/et_pb_row][\/et_pb_section]<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Questions about your rental guarantee? Taking out a rent guarantee insurance gives your landlord\/agency the same security, without you having to block the money in a bank account. Release formalities are simpler. In the event of a claim, the insurance company pays the management\/lessor as soon as it receives the necessary supporting documents.No. Nonetheless, the [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_et_pb_use_builder":"on","_et_pb_old_content":"","_et_gb_content_width":"","footnotes":""},"class_list":["post-2075","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.3 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Questions about rent guarantees in Switzerland?<\/title>\n<meta name=\"description\" content=\"What is the difference between a rental guarantee and a bank deposit? Obligation to accept a guarantee? 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